Dental Options

CIGNA is the company managing the dental benefits for Saint Joseph's College for 2015.  If you are enrolled in our CIGNA health coverage, there is no separate dental benefit card.  Coverage is processed using one CIGNA benefit card.

The Employee Bi-Weekly Premium Costs are as follows:

Premiums over 26 Pay-Periods (full year)

  High Plan
Low Plan
Single  $11.74  $7.52
Employee & Child(ren) $28.44 $15.70
2 Adults $23.89 $19.84
Family  $31.85  $20.66

Premiums over 20 Pay-Periods (9-month hourly employees only)

  High Plan
Low Plan
Single  $15.26  $9.78
Employee & Child(ren) $36.97 $20.42
2 Adults $31.05 $25.79
Family  $41.41  $26.86

The comparison of benefit plan options are listed below:

CIGNA Dental PPO
In and Out of
Network Plan
High Plan
Low Plan
Calendar Year Maximum
Class I, II, III, IV expenses
 Progressive Benefit:
Level 1 $1000
Level 2 $1100
Level 3 $1200
Level 4 $1300
Progressive
Benefit:
Level 1 $1000
Level 2 $1100
Level 3 $1200
Level 4 $1300

Calendar Year Deductible
Per Individual
Per Family

 
$50
$150
 
$50
$150
Class I Expenses
Preventive and Diagnostic Care
 100%
No Deductible
 100%
No Deductible
Class II Expenses
Basic Restorative Care
 80%
After Deductible
80%
After Deductible
Class III Expenses
Major Restorative Care
65%
After Deductible
 50%
After Deductible
Class IV Expenses
Orthodontia
($1000 Lifetime Maximum)
 Coverage for eligible
children up to age 19
50%
No Ortho Deductible
 Not covered

Out-of-Network Coverage is the same based on fee schedule.