||(based on 2021-22 School Year)
|Room + Board:
|Average First-Year Financial Aid:
|Average Total Expense:
* includes Health & Wellness fees
**includes federal and state grants, scholarships, work study and federal loans
Cost Calculators- Find Your Price
Applicants can obtain an estimate of both merit scholarship and need-based grant assistance by completing SJC’s Net Price and Merit Scholarship Calculators.
Learn more about your scholarship opportunity by checking out our scholarship page.
Worried about paying off student loan debt?
With all the talk in the news of students not being able to pay off their student loan debt, we’re here to help by offering competitive financial aid award packages – lessening the worry so you can concentrate on academics. This helps our graduates land well paying jobs which means they have the ability to re-pay their loans.
In fact, Saint Joseph’s student loan default rate is one of the lowest of the colleges and universities in Maine at only 3.3%, and well below the national average of 10.1%*. Explore your degree options at Saint Joseph’s.
*source: Village Soup
Other Tuition Related Costs
||$1,100 per credit
||$1,100 per credit for 1-11 credits
||$115 per eligible course
|Education Major Fee
||$50 per semester
* applies if full-time student enrolls in more than 19 credits
Semester bills are usually due in July and December each year. Summer courses must be paid in advance. You will be billed for tuition, fees, and room/board.
The College must anticipate for fiscal reasons that enrolled students will complete the term to which they were admitted. However, should it be necessary for any valid reason to withdraw prior to the end of a term, the amount of tuition refund is determined using the following schedule:
- Before classes begin
100% refund (all charges except the new student tuition deposit)
- During first two weeks
80% refund of tuition
- During third week
60% refund of tuition
- During fourth week
40% refund of tuition
- During fifth week
20% refund of tuition
- Withdrawal after fifth week
Tuition deposits are non-refundable after May 1.
Lab fees, supplemental fees & other billed charges are not refundable.
Room & Board refund amount is determined using the following schedule:
- Students who move out of dorm Week 1 of Semester will be charged $1,500. The balance of Room & Board charges is refundable.
- Students who move out of dorm Week 2 of Semester will be charged $1,900. The balance of Room & Board charges is refundable.
No portion of room and board is refundable after Week 2 of classes.
Credit balances on the student’s account will be refunded within 2-3 weeks from the date financial aid is disbursed and credit is created. Read our Credit Balance Policy.
A student who wishes to leave the College must contact the Office of Registrar to officially withdraw.
A student who is granted a Leave of Absence through the Office of Academic Affairs may be considered withdrawn for financial aid purposes. The student’s status will depend upon the length of the leave and the ability to complete courses in which he or she is enrolled.
Financial Aid Refund Policy
A withdrawn student’s eligibility for a financial aid refund is dependent on several factors:
- Length of enrollment period
- Length of actual enrollment
- Calculation of total aid earned
Withdrawn students who are eligible for federal financial aid are also subject to federal refunding rules. Eligibility for College and other funds is also recalculated.
The federal formula allows a student to keep aid that is earned based on the amount of time a student was enrolled. This calculation is performed upon receipt of the official notification from the Office of Registrar.
A student’s charges are determined using the institution’s refund formula.
Saint Joseph’s College has contracted with Heartland ESCI to distribute the 1098-T to all students. Students should contact Heartland ECSI directly via their website (https://heartland.ecsi.net/) or by phone (866-428-1098) for any questions related to their 1098-T statement.
To access their 1098-T statement online, students will need their:
- First and Last Name
- Social Security Number
- Zip Code that appears on their 1098-T form
Students w/ Electronic Consent
Students that have consented to receive their 1098-T electronically will receive an email notification (unless otherwise agreed upon) within 24 – 48 hours.
Students w/o Electronic Consent
Students that have not consented to receive their 1098-T electronically will have a paper 1098-T statement mailed to them by January 31st.