Business Administration, Banking, B.S.B.A.

A person uses a calculator on a business administration document at a desk with a laptop and financial charts. Saint Joseph's College of Maine

Business Administration, Banking, B.S.B.A.

Advance Your Banking Career: Turn Corporate Training into an Undergraduate Degree

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Program Overview

The financial services landscape demands a unique combination of core administrative skills and specialized banking expertise. Developed for current financial professionals, the Online Business Administration, Banking, B.S.B.A. is an exclusive partnership between Saint Joseph’s College of Maine and the Center for Financial Training and Education Alliance (CFTEA) Northern New England.

This tailored undergraduate track allows corporate banking professionals to combine standard college courses with industry-specific CFTEA continuing education. By using a problem-based curriculum designed for 21st-century finance, you will build critical capacities in risk management, credit analysis, and data systems. Because this program is built around your active career, all applicants must be currently employed by a banking institution to access this specialized partnership path.

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The SJC Advantage: What Makes Us Stand Out?

  • Seamless Academic Credit for CFTEA Courses: You shouldn’t have to restart your education from scratch. Our standout differentiator is the formal alliance with CFTEA Northern New England, which allows you to transfer your continuing education courses directly into academic college credits. This partnership enables you to integrate up to 90 credit hours of professional banking diplomas and certificates straight into your degree blueprint.
  • Unmatched Transfer Flexibility: SJC provides an exceptionally transfer-friendly home for your studies. You are only required to complete 25% of your total degree through Saint Joseph’s College, with a minimum of 18 credits in core business courses. The remaining 75% can be satisfied through a combination of prior college credits and your approved CFTEA training, drastically lowering your out-of-pocket costs.
  • Elite Individual Support: Balancing a fast-paced career in consumer or commercial lending alongside a bachelor’s degree requires a supportive academic framework. With an intimate class size average of 10 students and a 1:10 student-to-faculty ratio, you will receive personalized attention from professors who know the banking sector inside and out.
  • Fast-Track to Your MBA: If your ultimate career aspirations include executive bank leadership or the C-suite, SJC offers a built-in acceleration mechanism. Highly motivated students can utilize our “fast-track” graduate course options, completing core Master of Business Administration (MBA) milestones while simultaneously finishing their undergraduate banking degree.
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Profile of a Successful Student

The online Business Administration, Banking, B.S.B.A. is an elite group of working professionals who understand that modern financial leadership requires a balance of field experience and academic credentials.

Required Background & Experience

  • Active Industry Placement: Because this program relies on a collaborative blend of corporate training and academic courses, students must have completed a minimum of 18 CFTEA credits to graduate.

Key Characteristics & Academic Strengths:

  • Uncompromising Professional Integrity: A commitment to upholding the highest moral and regulatory standards within the financial services sector.
  • Elite Time-Management Skills: The organizational stamina needed to manage full-time bank shifts, customer demands, and professional lending goals alongside structured 8-week courses.
  • Polished Communication & Study Habits: Strong reading comprehension, attention to detail, and a desire to translate theoretical finance models into real-world banking operations.

Meet Your Business Faculty

Program Details & Strategic Format

  • Format: 100% online and asynchronous via Brightspace, with absolutely zero on-campus residency requirements.
  • Duration: Requires 120 total semester-hour credits (which includes a minimum of 18 hours of specialized CFTEA coursework). Your precise timeline to graduation depends entirely on your prior transfer credits and your ongoing enrollment status.
  • Course Schedule: Courses launch six times a year across flexible 8-week blocks, allowing you to pace your learning around your bank’s peak fiscal seasons.
  • Flexible Pacing: Students can choose to take up to 6 credits per block.

Investment & Financial Value

We collaborate closely with financial institutions to ensure our pricing remains transparent, competitive, and designed to maximize corporate tuition reimbursement benefits.

Tuition and Cost Profile:

  • Estimated SJC Base Tuition: $42,248 (excluding additional cost for 18 hours of courses that must be taken through CFTEA. See CFTEA website for their costs for required courses. Also assumes no transfer credit except for 18 hours of required CFTEA courses)
  • Value Assessment: This competitive baseline excludes textbooks, auxiliary institutional fees, and direct CFTEA course costs. It assumes no additional outside transfer credits. Because we allow up to 75% of the program to be satisfied via transfer paths, bringing in prior college coursework will significantly reduce this total cost. Prices are subject to change.
  • Explore Full Details: View current institutional billing lines on our official Tuition and Fees Details Page.

Integrated Banking & Analytics Curriculum

To earn your B.S.B.A. in Banking, you will blend traditional core business operations with specialized lending and data analytics courses. Review full general education requirements, core business courses, and enrollment guidelines via our official Undergraduate Academic Catalog.

Highlighted SJC Core Course

  • BA 350 – Managing Data in the Digital Age: This forward-looking course examines how current information systems and digital technologies provide robust data for corporate decision-making and business planning. Students learn to navigate modern big data structures, data analytics, and emerging technologies—such as Artificial Intelligence (AI)—to manage institutional records effectively. Critical tracking metrics for data risk, compliance, and cybersecurity are also integrated.

Specialized CFTEA Curriculum Blocks
Students apply professional continuing education units directly toward their major requirements, featuring foundational industry sectors such as:

  • A6350 – Commercial Lending
  • A7008 – Consumer Lending
  • C6050 – Residential Mortgage Lending

Application & Enrollment Windows

Saint Joseph’s College accepts online applications on a rolling basis year-round. With three full semesters each year and two entry points per semester, you have six start dates to choose from giving you the flexibility to begin your degree whenever you’re ready.

  • Spring Semester (2 Start Dates)
  • Summer Semester (2 Start Dates)
  • Fall Semester (2 Start Dates)

Student Stories

Madelyn Ramsdell

"My name is Madelyn Ramsdell. I enjoy going to church, skiing, reading, working on my family’s 80 acre farm, and exhibiting livestock. I did dual enrollment all through high school. I was able to graduate from SMCC with an associates degree in business administration in December 2024. From there, I went on to get my bachelors degree in business with a focus on accounting from St. Joseph’s. St. Joseph’s program was fantastic. Everyone there was extremely helpful by guiding me towards my goals. St. Joseph’s has prepared me to go on and get my master’s in accounting sciences from UConn. I hope to one day get my CPA license. St. Joseph’s has been an amazing experience; I feel blessed and prepared for my next steps in life!"

Madelyn Ramsdell

Matthew Carr

"Dr. Halupa Holly Paro were instrumental in getting me into the leadership program and helping me to complete it last year.  As a fifty-year-old man who never thought he would have a masters degree, let alone be accepted into a PhD program I am very proud of this degree and my connection with the college (my mother is a graduate).  I started at Chicago Concordia University in a PhD program  leadership because of the instructor I have at SJC--, Claudia Santin."

Matthew Carr

Hillary Mordecai

Hillary Mordecai is an accomplished professional currently serving as the Accounting Manager at the Maine Connectivity Authority. In her current role, she oversees comprehensive financial operations, payroll processing, and managing complex federal and state audits.

Hillary’s academic foundation began at the University of Southern Maine, where she earned her Bachelor of Science in Leadership and Organizational Skills. Committed to lifelong learning and professional growth, she pursued a Master of Business Administration at Saint Joseph’s College. She finished her degree in December 2025 with a cumulative GPA of 3.98.

A resident of Falmouth, Maine, Hillary enjoys life in her local community with her family and her 12-year-old husky, Sasha.

Hillary Mordecai

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Target Program Learning Outcomes

Graduates of our Banking track develop key market competencies that translate immediately to active financial institutions. Explore the full curriculum and requirements in the course catalog.

  • Financial Sector Proficiency: Demonstrate clear, baseline operational competencies across economics, business management, corporate finance, and accounting.
  • Data-Driven Financial Choices: Master the ability to analyze organizational data, interpret statistical results, and make informed, evidence-based business decisions.
  • Strategic Communication: Express complex financial strategies, loan pitches, and credit assessments using polished, effective written and verbal communication styles.
  • Ethical Assessment & Integrity: Evaluate ethical considerations within the financial industry, demonstrating the capability to identify, assess, and resolve complex corporate dilemmas.

Target Professions & Clear Career Paths

This specialized business administration major provides a direct line to upward mobility within retail networks, commercial centers, corporate offices, and independent wealth firms:

  • Lending & Credit Operations: Commercial Loan Officers, Consumer Loan Specialists, Residential Mortgage Underwriters, and Senior Credit Analysts.
  • Branch & System Leadership: Retail Branch Managers, Assistant Branch Directors, and Regional Operations Managers.
  • Risk & Financial Analysis: Fraud Analysts, Risk Compliance Officers, and Financial Planners.
  • Executive Banking Tracks: Commercial Banking Analysts, Vice Presidents, and Bank Presidents.
A woman sits at a wooden desk in a glass-walled business administration office, working on two computer monitors displaying spreadsheets. Saint Joseph's College of Maine

Frequently Asked Questions

Yes. The Banking major is a specialized corporate-partnership track that requires students to provide transcripts showing the completion of CFTEA credits. If you are not interested in earning CFTEA credits but still want to earn a versatile business degree, our standard Bachelor of Science in Business Administration offers the exact same core business competencies with an open admission framework.

Through our formal partnership with the Center for Financial Training and Education Alliance, SJC has pre-evaluated and approved specific CFTEA professional diplomas, certificates, and individual courses (such as Commercial Lending or Consumer Lending). When you apply, our transfer team will match your official CFTEA transcript directly against our curriculum to award up to 90 credit hours toward your 120-credit degree requirements.

No. SJC believes that your professional track record within the banking industry is the truest indicator of your capability. There are no standardized testing requirements for admission, and the entire program is delivered 100% online with zero on-campus residency mandates, allowing you to complete your bachelor’s degree from anywhere in the country.

Two people in business administration attire review a document together at a desk. Saint Joseph's College of Maine

Leverage Your Experience. Secure Your Credentials. Lead Your Institution.

Get started today. Begin your Online Business Administration, Banking, B.S.B.A. application. Connect with an online admissions counselor to explore your options.

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