Center for Financial Training & Education Alliance

HomeCenter for Financial Training & Education Alliance



278 Whites Bridge Road Standish, ME 04084
Where Community Grows.
Where Community Grows.

We Are Community

Saint Joe’s is the place where student life and community life come together.

Center for Financial Training & Education Alliance2024-02-27T09:40:57-05:00

Welcome to all CFTEA Members and their Employees!

Thank you for considering Saint Joseph’s College of Maine, where our learners are the most important part of our community. Since you are a staff member of an organization affiliated with the Center for Financial Training & Education Alliance (CFTEA), you qualify for a special, reduced tuition rate here at Saint Joseph’s College Online!

Explore our SJC Online programs

Saint Joe’s offers a variety of undergraduate and graduate online degree and certificate programs across disciplines, including

  • Nursing
  • Health Administration
  • Business (including a special BSBA Banking program!)
  • Accounting
  • Education
  • Social Work
  • Theology

Check out the full listing of our online programs to find the right one to help you advance your career.

With nearly 50 years in distance education, we understand that adult learners are busy with many commitments outside of their coursework -- which is why we have a structure that allows you to study whenever and wherever works best for you. Our online courses are either 10 or 12 weeks long, and each program offers up to 5 start dates per year.  There is no requirement to log on at a specific time,* and online access to each course is available 24/7. Coursework will be due each week to keep you on track towards completing your credential.

* Graduate Health Administration courses have a one hour live lecture each week.

Watch this video from one online student about how an online education from Saint Joseph’s helped elevate her career path.

Whether you are just starting your education journey, looking to transfer, or ready to get a graduate degree, we can help.

Special Tuition for Employees of CFTEA Member Organizations

  • As an employee of a member organization, you can take advantage of our partnership with CFTEA by enrolling with SJC Online and save 15% on tuition for each course you take. Just be sure to indicate on your application when you apply for free that you are affiliated with an education partner. Your admissions counselor will then walk you through your next steps. Once admitted to SJC, you can enroll and enjoy the benefits of getting a high quality, convenient, and affordable education online! Excludes our campus and hybrid ABSN (Accelerated BSN for non RNs) programs.

This tuition benefit is available to Center for Financial Training & Education Alliance's members and their employees only. If you’re not sure if you qualify, see the member list at the bottom of this webpage.

→ Visit our partnership tuition page to learn more about your special rate.

Costs and admissions requirements vary depending on the degree level, program type and other factors. Submit a request for more information and one of our friendly and knowledgeable admissions counselors will contact you with additional details.

How to receive your special tuition rate

When you apply, you’ll find a section that asks for employer information. There, you can indicate that you are a member/employee of an organization that is an educational partner with Saint Joseph's College. Then select "Center for Financial Training & Education Alliance" as your education partner. This will ensure we are aware of your eligibility for our partnership rate, and we will know to apply that to your course enrollments moving forward. In addition, please indicate who you are employed by on the application.

Please note: The tuition reduction is effective for enrollment in future terms and will not be applied retroactively.

The special tuition rate is available for employees that are enrolled in any online degree, excluding the ABSN (Accelerated BSN for non RNs).

There is no fee to apply to SJC, so submit an application today!

Frequently Asked Questions

What is the application deadline?2022-06-17T16:13:47-04:00

We offer a rolling admissions process, and with multiple start dates per year in each program, it’s never too late to apply! Applications are reviewed once we receive all required application materials.

Can I receive financial aid?2022-06-17T16:16:10-04:00

Yes! The college offers federal financial aid for eligible students who are enrolled in online degree programs. Funding is available through the Federal Stafford Loan, and undergraduate students may be eligible for funds through the Federal Pell Grant as well. Financial aid is not available for certificate programs or continuing education courses.


How does online learning work?2019-08-12T14:33:54-04:00

Our courses are delivered via a learning portal, Brightspace. They operate in an asynchronous format, meaning you will have set due dates for assignments in your courses, but are not required to be logged on at a particular time.*  You can complete the coursework at times that are convenient for your schedule with the established due dates. Online students engage with their instructor and classmates through discussion boards and individual feedback from the instructor.

*Courses in the Master of Health Administration program include one live REEL session per week. A day and time that works for students is determined by the instructor each term.

Is the GRE or GMAT required for graduate programs?2019-08-12T14:32:03-04:00

No, we do not require any admissions testing for our graduate programs.

When do classes start?2022-06-17T16:20:40-04:00

The majority of our programs offer five 10-week terms per year. For the 2022-2023 academic year, our 10-week terms will begin in August, October, January, March, and May. Our Nursing and Graduate Theology programs offer four 12-week terms per year beginning in July, October, January and April.

What about SAT scores or high school transcripts?2022-06-17T16:18:48-04:00

No test scores are required when applying to SJC. High school transcripts are only required for students who have not taken college classes before at an accredited college or university.

Acadia Trust Company

Alter Domus

Anchor Bank

Androscoggin Bank

Aquila Tax Solutions CPA LLC

Aroostook Savings & Loan

Astera Credit Union

Atlantic Regional Federal Credit Union

Auburn Savings Bank

Bangor Adult & Community Education

Bangor Savings Bank

Bank Gloucester

Bank of America

Bank of Bennington

Bank of Commerce

Bank of Fincastle

Bank of James

Bank of Lancaster

Bank of Maine

Bank of New England

Bank of New Hampshire

Bank of South Carolina

Bank of Western Massachusetts

Bankers' Bank

Bar Harbor Bank & Trust

Bar Harbor Savings & Loan Association

Bar Harbor Trust Services

Bath Savings Institution

Bay Bank

BDC Capital Corporation

Belleville Community Bank

Benchmark Community Bank

Berkshire Bank

Best Christian Workplaces Institute

Biddeford Savings, a Division of Maine Community Bank

Border Trust Company

Brattleboro Savings & Loan Association

Brewer Federal Credit Union

Cambridge Trust Company

Camden National Bank

Capital Regional Development Council

Carter Bank & Trust

Casco Federal Credit Union

CEI Capital Management LLC

Cenit Bank for Savings

Central Maine Federal Credit Union

Centrix Bank

CFT International

Charter Trust Company

Chesapeake Bank

Chip Mong Commercial Bank

Chittenden Bank

Churchill Mortgage Corporation

Citizen & Farmers Bank

Citizens Bank of Mukwonago

Citizens State Bank of Loyal

City National Bank

Claremont Savings Bank

Clean Yield Asset Management

Coast Line Credit Union

Coastal Enterprises, Inc.

Columbia Bank

Commerce Bank & Trust Company

Community Bank

Community Capital of Vermont - CVCAC

Community Concepts

Community Financial Services Group

Community Guaranty Savings Bank

Community National Bank

Compliance Audit Solutions, LLC

Connecticut River Bank

Corning Federal Credit Union

Coulee Bank

Cross Plains Community Bank

Cumberland County Federal Credit Union

CUSO Mortgage Corp.

Damariscotta Bank & Trust

Dirigo Federal Credit Union

Eastern Bank

Eastern Maine Development Corp.

Evergreen Credit Union

Farmers & Merchants Bank

Farmers Bank

Federal Reserve Bank of Richmond

Finance Authority of Maine

Firestone Financial - a Berkshire Bank Company

First Century Bank

First Colebrook Bank

First Commercial Bank

First Community Bank

First Federal Bank

First Federal Savings & Loan

First National Bank

First Seacoast Bank

First Secure Community Bank

Five County Credit Union

Franklin - Somerset Federal Credit Union

Franklin Savings Bank

Frontier Bank

Fulton Bank, N.A.

Gateway Bank & Trust

Gorham Savings Bank

Granite State Development

Green Mountain Credit Union

Hampshire First Bank

Hannaford Associates Credit Union

Hemenway Trust Company LLC

ICS Risk Advisors

IDB Bank

Independent Bank

Infinity Federal Credit Union

Institute for Clinical Pastoral Training

Janesville State Bank

Katahdin Trust Company

Kennebec Federal Savings

Kennebec Valley Community Action Program

Kennebunk Savings Bank

Kenney & Fisher, PLLC

Keybank, NA

KSW Federal Credit Union

KyckGlobal, Inc

Lake Region Adult Education

Langley Federal Credit Union

Lebanon Federal Credit Union

Ledyard National Bank

Lee Health

Liberty Tax Service

Loring, Weccott & Coolidge Trust

Machias Savings Bank

Maine Community Bank

Maine Family Federal Credit Union

Maine Health Access Foundation

Maine Savings Federal Credit Union

Maine Stream Finance


Mascoma Bank

Massabesic Center for Adult Learning

McFarland State Bank

Mechanics Savings, a Division of Maine Community Bank


Meredith Village Savings Bank

Merrill Merchants Bank

Merrimack County Savings Bank

Mid-Maine Regional Adult Community Education

Midcoast Federal Credit Union

Middleton Community Bank

MindEdge, Inc

MIW Distribution LLC

Monadnock Community Bank

Monarch Bank

National Bank & Trust Company

National Bank of Middlebury

NBT Bank of Vermont

New Dimensions Federal Credit Union

New England Federal Credit Union

New Hampshire Mutual Bancorp

New Peoples Bank

New Towne Mortgage

Newburyport Bank

Newburyport Five Cents Savings Bank

NH Trust

Norstate Federal Credit Union

North Country Federal Credit Union

Northeast Bank

Northeast Credit Union

Northeast Home Loan LLC

Northern Community Investment Corp

Northern Maine Development Commission

Northfield Savings Bank

Northway Bank

Norway Savings Bank

OBX Bank

Ocean Bank

Old Point National Bank

One Credit Union

Opportunities Credit Union

Optima Bank & Trust

Origin Financing

Paragon Bank, a Division of Townebank

Park National Bank

Park Place Financial Advisors / Brattleboro Savings and Loan

Partners Bank

Partnership Bank

Passumpsic Bank

Penobscot Federal Credit Union

Pentucket Bank

Peoples Choice (PeoplesChoice) Credit Union

Peoples Trust Company

People's United Bank

Perspecta Trust LLC

Pikes Peak National Bank

Piscataqua Savings Bank

Platinum Home Mortgage Corporation

Port Washington State Bank

Portland Adult Education

Premier Bank

Primary Bank

Profile Bank

Provident Bank

Q2 Software

River Valley Credit Union

Rockland Savings Bank

Roseway General Services Inc

RRZ Enterprise

Saco & Biddeford Savings Institution

Salem Co-operative Bank

Santander Bank


Savings Bank of Walpole

Savings Institute Bank & Trust

Seaboard Federal Credit Union

Security Federal Bank

Septic Designs of New Hampshire

Shore Bank

Signature Bank

Skowhegan Savings Bank

Smartfi Home Loans

Southern Insurance

SouthTrust Bank

St. Mary's Bank

Sugar River Bank

Sunrise County Economic Council

TD Bank

The Carrot Project

The County Federal Credit Union

Touchstone Bank

Town Bank


Traip Academy

Tri City National Bank

Tru Choice Federal Credit Union

Union Bank

Union Bank & Trust

Upper Valley Haven Inc

USDA Rural Development

Vermont Attorneys Title Corp.

Vermont Bankers Association

Vermont Federal Credit Union

Vermont State Employees Credit Union

Vigilant Capital Management

Virgil Group LLC

Virginia National Bank


Washington Hancock Community Agency

Wells River Savings Bank

Western Mountain Financial Services

Western Reserve Trust Company

White River Credit Union

Wolfe & Company P.C.

Woodsville Guaranty Savings Bank

York County Community Action Corporation

York County Federal Credit Union

Zions Bancorporation

Let our team of admissions counselors help you choose an online program that meets your individual goals.

Reach out to Admissions
(800) 752-4723